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Guide

Senior benefits in Montana

Help with Medicare costs, prescriptions, phone and internet, and income for people 60 and over.

If you are 60 or over, several programs lower what you pay for Medicare, prescriptions, phone service and more.

Most are run by your state Medicaid agency even when the money is federal. Income limits change each year; the official pages have the current numbers.

FrankStart is an educational service. We do not sell Medicare plans, we do not represent any insurance company or plan, and we are not connected with or endorsed by Medicare or the federal government. For help with your Medicare options, contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP).

Montana programs

Federal programs (available in Montana)

  • Federal
  • Other · per year
  • Verified Nov 8, 2026

Extra Help with Medicare Prescription Drug Costs

"Extra Help" is a program to help people with limited income and resources pay Part D premiums, deductibles, coinsurance, and other costs.

People with Medicare whose income and resources are under the yearly limits shown on the source page.

  • Federal
  • Cash
  • Verified Nov 8, 2026

PBGC Unclaimed Pensions

Did your pension plan fail? If PBGC is now the "trustee" responsible for paying your benefits, search trusteed plans to find information about your plan. Search trusteed plans by:

Eligibility rules are on the official page.

  • Federal
  • Other · per month
  • Verified Nov 8, 2026

Qualified Disabled and Working Individuals (QDWI) Program

Helps pay for: Part A premiums only

People with Medicare Part A whose monthly income and resources are under the limits on the source page (higher in Alaska and Hawaii; some states disregard more).

Benefit: Income limit $5,405/month (individual), $7,299/month (couple); resource limit $4,000 / $6,000 (2026)

  • Federal
  • Other · per month
  • Verified Nov 8, 2026

Qualified Medicare Beneficiary (QMB) Program

Helps pay for: Part A premiums (if you don't have premium-free Part A); Part B premiums, deductibles, coinsurance, and copayments (for services and items Medicare covers).

People with Medicare Part A whose monthly income and resources are under the limits on the source page (higher in Alaska and Hawaii; some states disregard more).

Benefit: Income limit $1,350/month (individual), $1,824/month (couple); resource limit $9,950 / $14,910 (2026)

  • Federal
  • Other · per month
  • Verified Nov 8, 2026

Qualifying Individual (QI) Program

Helps pay for: Part B premiums (You must have both Part A and Part B to qualify.)

People with Medicare Part A whose monthly income and resources are under the limits on the source page (higher in Alaska and Hawaii; some states disregard more).

Benefit: Income limit $1,816/month (individual), $2,455/month (couple); resource limit $9,950 / $14,910 (2026)

  • Federal
  • Other · per month
  • Verified Nov 8, 2026

Specified Low-Income Medicare Beneficiary (SLMB) Program

Helps pay for: Part B premiums only (You must have both Part A and Part B to qualify.)

People with Medicare Part A whose monthly income and resources are under the limits on the source page (higher in Alaska and Hawaii; some states disregard more).

Benefit: Income limit $1,616/month (individual), $2,184/month (couple); resource limit $9,950 / $14,910 (2026)

  • Federal
  • Cash · per month
  • Verified Nov 9, 2026

VA Pension for Wartime Veterans

VA pension benefits are available to some wartime Veterans and their survivors—find out if you’re eligible to apply.

Wartime Veterans 65 or older (or with a permanent disability) with income and net worth under the VA limits.

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